About Eugene Tkalitch & Associates, Ltd.

ET&A was established in 1982 to fulfill the need of businesses and individual consumers for honest, professional guidance and insurance services that would address their four major concerns:

  • The Cost of Insurance
  • The Correctness of the Coverage Purchased
  • The Need for Quality Advice and Ongoing Service
  • The Need for Understandable, Jargon-Free Communications

In short, to care about our customers and about doing things the right way. This required us to be very selective in putting together a staff that thought as we do about the importance of using Experience, Integrity, and Professionalism to serve our customers this way.


Our clients throughout the U.S. appreciate the practical ways we use our 35-plus years of experience to get results for them. Not just by lowering premiums, but also by providing both hilltop perspective and down-to-earth advice for managing business and personal risks. It can help us find insurance for the uninsurable, reduce premiums for tough risks, and help clients weed out unnecessary coverages. And our network of legal, financial, claims administration, and loss prevention partners helps you keep a step ahead of any new threats to your business or your family. You get professional guidance that makes sense in today's real world. Whether you are a newer business interested in purchasing essential coverages, or an established company evaluating self-insurance options.


First and foremost, as Independent Agents, we work for you, our client, and not the insurance company. We recommend insurance coverages that are best for you, and shop for the best combination of coverage, service, and pricing that satisfies you, not the insurance company. It is our responsibility to help you make good, informed decisions year after year, by providing unbiased and relevant information based on our knowledge, experience, and professional judgment.


To us, the idea of professionalism expands our other business concepts further by emphasizing accountability for our work, doing whatever is necessary to properly serve you and answer your questions clearly, correctly, and being available at those difficult times when we are needed the most to get you the most successful outcome possible.

Experience Integrity Professionalism